How do I calculate how much to charge to receive a specific amount after Stripe fees?

To receive a specific amount after Stripe fees, use the reverse calculation formula: Charge Amount = (Desired Amount + Fixed Fee) / (1 - Percentage Fee). For example, to receive $100 with US domestic rates (2.9% + $0.30), you would charge $100.30 / 0.971 = $103.33.

How does this calculator work?

This calculator runs entirely in your browser with no server requests. Enter an amount, select your country and card type, choose the calculation mode (fee from amount or amount needed to receive), and get instant results. All Stripe fee rates are based on publicly available Stripe pricing.

Stripe Fee Calculator

Calculate Stripe processing fees instantly. Find out how much you'll pay in fees or how much to charge to receive a specific amount after Stripe deductions.

Your data is processed entirely in your browser. Nothing is uploaded to any server.

Country/Region

Card Type

Calculation Mode

Display Currency

Charge Amount

You Charge

$0.00

Stripe Fee

-$0.00

You Receive

$0.00

Fee Breakdown

Base percentage fee (2.9%) $0.00

Fixed fee per transaction $0.30

Total Stripe Fee $0.00

Effective rate 0.00%

Quick Comparison — Common Amounts

Amount	Stripe Fee	You Receive	Effective Rate

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Multi-Region Support

Supports Stripe fee structures for the US, EU/UK, Australia, Canada, Singapore, Japan, Brazil, Malaysia, India, and custom rates.

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Reverse Calculation

Need to receive exactly $100? Calculate how much to charge so you get the exact amount after Stripe takes its cut.

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100% Private

Everything runs in your browser. No data is sent to any server. Your financial details stay completely private.

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Frequently Asked Questions

What are Stripe's standard processing fees?

Stripe's standard processing fees vary by country. In the United States, the rate is 2.9% + $0.30 per successful card charge. In Europe and the UK, it's 1.5% + €0.25 for domestic cards. Australia charges 1.75% + A$0.30, and Canada is 2.9% + CA$0.30. International cards add 1.5% on top of the base rate, and currency conversion adds another 1%.

How do I pass Stripe fees to the customer?

Use the "Amount needed to receive $X" mode in this calculator. Enter the amount you want to receive, and it will tell you exactly how much to charge. For example, to receive $100 after US domestic fees, charge $103.33. Note: some jurisdictions may restrict surcharging credit card fees to customers, so check local regulations.

Does Stripe charge differently for international cards?

Yes. Stripe adds a 1.5% surcharge for international cards — cards issued outside your Stripe account's country. If currency conversion is also needed (e.g., a EUR card paying a USD merchant), an additional 1% is added. So total international + conversion surcharge is 2.5% on top of the base rate.

Are Stripe fees tax-deductible?

Yes, Stripe processing fees are generally tax-deductible as a business expense in most jurisdictions. They fall under payment processing or merchant service fees. Keep your Stripe dashboard or invoices as records. Always consult a tax professional for advice specific to your situation.

Does Stripe offer volume discounts?

Yes, Stripe offers custom pricing for businesses processing large volumes (typically $100K+/month). Contact Stripe sales for a custom quote. They may offer reduced percentage rates, lower fixed fees, or both. You can use the "Custom Rate" option in this calculator to model your negotiated rates.